Terms and Conditions

Effective Date: June 20, 2026

Welcome to Nabankur Roy (“Website”, “we”, “our”, or “us”). By accessing or using our website at nabankurroy.com and purchasing any digital products from us, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our website.

1. Definitions

  • “Website” refers to nabankurroy.com.

  • “User”, “Customer”, “You”, or “Your” refers to any person accessing or using the Website.

  • “Digital Products” include downloadable files, templates, e-books, software, online courses, digital assets, and any other digital content sold through the Website.

2. Eligibility

By using this Website, you confirm that you are at least 18 years old or have the consent of a parent or legal guardian.

3. Products and Services

We sell digital products delivered electronically. Product descriptions, features, and pricing are provided on the respective product pages.

We reserve the right to modify, discontinue, or update any product without prior notice.

4. Orders and Payment

  • All prices are displayed in the applicable currency and are subject to change without notice.

  • Payment must be completed before access to any digital product is granted.

  • We use third-party payment processors. We do not store your complete payment information on our servers.

5. Digital Delivery

Upon successful payment, access to the purchased digital product will be provided through download links, email delivery, account access, or other electronic methods.

It is your responsibility to provide a valid email address and ensure that you can receive electronic communications.

6. Refund Policy

Due to the nature of digital products, all sales are generally final and non-refundable once the product has been downloaded, accessed, or delivered.

Refunds may be considered only in exceptional circumstances, including:

  • Duplicate purchases.

  • Technical issues that prevent access to the product and cannot be resolved.

  • Incorrect product delivery.

Refund requests must be submitted within 7 days of purchase by contacting us.

7. Intellectual Property Rights

All content, products, materials, graphics, logos, designs, text, videos, software, and digital downloads available on this Website are owned by or licensed to Nabankur Roy and are protected by applicable intellectual property laws.

You may not:

  • Resell, redistribute, share, or sublicense any purchased product.

  • Copy, modify, reproduce, or exploit any content without written permission.

  • Remove copyright or ownership notices from any product.

8. License and Permitted Use

Upon purchase, you are granted a limited, non-exclusive, non-transferable license to use the digital product for personal or internal business purposes only unless otherwise stated.

This license does not transfer ownership of the product.

9. User Conduct

You agree not to:

  • Use the Website for unlawful purposes.

  • Attempt to gain unauthorized access to our systems.

  • Upload malicious code, viruses, or harmful content.

  • Share purchased products with unauthorized parties.

Violation of these terms may result in termination of access without refund.

10. Account Security

If you create an account on our Website, you are responsible for maintaining the confidentiality of your login credentials and for all activities conducted through your account.

11. Limitation of Liability

To the fullest extent permitted by law, Nabankur Roy shall not be liable for:

  • Indirect, incidental, or consequential damages.

  • Loss of data, profits, business opportunities, or revenue.

  • Technical interruptions, delays, or failures beyond our control.

Our maximum liability shall not exceed the amount paid by you for the relevant product.

12. Disclaimer

All products and information are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.

We do not guarantee specific results from the use of our digital products.

13. Third-Party Links and Services

The Website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of such third parties.

14. Privacy

Your use of the Website is also governed by our Privacy Policy. By using the Website, you consent to our collection and use of information as described therein.

15. Termination

We reserve the right to suspend or terminate access to the Website or purchased products if we believe you have violated these Terms and Conditions.

16. Changes to Terms

We may update these Terms and Conditions at any time. Changes become effective immediately upon posting on the Website. Continued use of the Website constitutes acceptance of the revised terms.

17. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in West Bengal, India.

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